We know that you have many choices when deciding who will help you manage your investments. We differentiate our team from others in three ways: Service, Investment Discipline, and Planning.

Service:
The financial industry has very few guarantees, but one thing we can assure you of is our Service to you. Whether you need to order new checks for your account, to set up an automatic payment, or just need help understanding your statement, we will get it done! Our goal is to make your financial "to-do" list as stress-free as possible.

We are also committed to providing you with performance updates. We will keep you updated regularly on how your account is doing relative to an appropriate index to make sure the investments are still on track.

Investment Discipline:
Our process involves building a portfolio of high quality stocks, bonds, and other investmetns. Many times, we will use a Fee-Based platform to implement these investments. 

A Fee-Based Approach offers many benefits including:

• Flexibility to make changes with no transaction fees
• Access to Institutional Professional Money Managers
• Ongoing monitoring of Managers to make sure they are continuing to provide the type of management expected
• Periodic portfolio rebalancing to maintain target asset allocation

Rebalancing may have tax consequences, which you should discuss with your tax advisor.  Asset allocation does not ensure a profit or protect against loss.

For the equity selection in some of the portfolios that we manage, we use the technical research of Dorsey Wright. This program takes the human element and emotion out of the decision process. While no system is perfect, Dorsey Wright helps paint an unbiased technical picture of what is going on with a particular stock, as well as the Market in general. 

       
Planning:
This is the foundation of what we do. We begin each new relationship by gathering information about your assets, liabilities, investments, goals, family, insurance, and anything else that will help give us a COMPLETE view of your financial picture. We put this information into an investment plan that is yours to keep. This plan helps us evaluate which investments are most appropriate as well as gives you a plan to pursue your stated goals. We revisit this plan regularly to address your changing needs and goals.